Western Union Senior Scientist, Decision Sciences in San Francisco, California

Job Title: Senior Scientist, Decision Sciences

Requisition #: 1805160

Western Union is changing. Yes, we’re the company that moves money around the world quickly and reliably in 200 countries and territories. We are also present in over 510,000 locations bringing immense distribution convenience to our consumers. But we’re on the cusp of becoming much more than that. Our vision is to be the preferred financial services provider for the underserved – billions of people and businesses with unmet financial service needs. That means aggressively pursuing digital, mobile, ATM/kiosk and stored value card strategies that meet the needs of today’s global consumers and businesses. So, if you’re looking for a company on the move – and truly one of the most diverse work environments on the planet – then Western Union could be for you.

Right now, we are seeking a SeniorScientist, Decision Sciences to join our Decision Sciences team based at Western Union’s Digital Headquarters in San Francisco, California

We are looking for someone who will be accountable for analyzing fraud data and formulating fraud control strategies to effectively balance our revenue and loss goals. This role is responsible for fraud identification and development of innovative fraud prevention strategies to combat the latest developing fraud patterns for card not present (CNP) transactions conducted on all of our websites and mobile platforms.

Sound interesting? Here are somespecifics:

  • Develop innovative analytic tools and methodologies(models/rules) using machine learning techniques and manage on-goingcontinuous improvement

  • Research and analyze card not present transactionactivity to identify developing fraud patterns and develop recommendationsto address fraudulent activity.

  • Work with cross-functional teams (monitoring team,vendor management team, product management etc.) to implement strategicinitiatives and improvements to current risk management process and tools.

What you will need to succeed:

  • Bachelor's degree in quantitative related fieldrequired, Advanced degree preferred

  • Strong technical skills in manipulatinglarge data sets and strong experience in - Python and SQL is a must .

  • Experience with a general-purpose programming language(Java, Python, etc.). Experience with big data techniques (Hadoop, MapReduce,Spark) and querying tools (such as Hive, Pig, Impala). Experiences inbuilding Machine Learning models.

  • Strong business mindset, logical thinking andproblem-solving skills.

  • Strong communication skills, candidate must beable to explain complex problems to a variety of audience includingcompany management.

  • Some hands-on work experiences in analytics, fraud orrisk related experiences not required but preferred

  • Advanced knowledge of Microsoft Excelpreferred

What it’s like here:

Western Union (WU) is a company on the move! We believe that when money moves, better things can happen. From small businesses and global corporations, to families near and far, or NGO’s in the most remote communities on Earth, WU helps people and business move money globally. We have a rich legacy of innovation and are continuing to develop new and more convenient ways for our customers to send and receive money through digital, mobile and retail channels. We have a combined digital and retail network that spans over 200 countries and territories. Some companies specialize in cash-based retail money transfer and others play only in digital. We are leaders in both!

Being on the Western Union team means being tenacious and goal-oriented. It means taking risks and quickly finding the path to success. It means having integrity and finding ways to make things work. It means thriving as part of a diverse, global team of over 10,000 people who are committed to moving money for better. It means being driven to win, and to do work that makes a difference… on a global stage. Sound like you? Apply now!

Inclusion and diversity are fundamental to our culture and success. Achieving our common vision depends on people with diverse backgrounds working together. Who knows; your unique point of view could be the key to our next groundbreaking idea. We’d love to explore that possibility!

Western Union is proud to be an Equal Opportunity-Affirmative Action Employer. We are committed to equal employment opportunity regardless of race, color, religion, sex (including pregnancy or related medical conditions), national origin, veteran status, sexual orientation, gender identity, age, disability, marital status or another protected category.