Western Union Sr. Credit Analyst in Singapore, Singapore

Job Title: Sr. Credit Analyst

Requisition #: 1801933

The Opportunity: Credit assessment, Credit review, understanding and interpretation of Financial Statement is something that interests you? Then this is the opportunity for you to be part of the leading company in Global Payments Services.

Western Union Payments BusinessSolutions is looking for Senior Credit Analyst, Credit is an essential component within Western Union and a core business partner to the Sales and CRM teams. The Credit department is responsible for the management and allocation of this credit within the guidelines of the Western Union Global Credit Policy. The Credit department is responsible for all facets of the credit process, initial allocation, review, exception management, exposure management, monitoring, reporting and collections.

Sound interesting? Here are some specifics:

  • Annualreview of existing Financials Based Clients as and when they fall due

  • Providewritten credit assessment of new clients in a timely manner and withinestablished SLAs

  • Performingdaily reconciliation of collateral controls including direct feedback to GTMTeams and escalation of non-receipt to Senior Management

  • Dailyexposure management of outstanding positions.

  • Daily,weekly and monthly reporting.

  • Establishmentof an onshore collections cadence in line with Credit Policy and Licensingrequirements.

  • Assistwith ad hoc projects work as directed by theManager or Director of Credit.

  • Assistwith reporting requirements as direct by the Credit Manager

  • Ensuringa high standard of customer service to internal and external parties

  • Completeall New Business credit requests (for Singapore and HK) according to SLA withCRM & Sales Teams

  • Completeall New Business Cases and Reviews with a level of attention and expertise asconsidered acceptable to the Credit Manager and/or Credit Director

  • Alignmentof collateral controls and reporting in line with Credit Policy and licensingrequirements.

  • Directfeedback from internal clients

  • Ongoingweekly and monthly reporting

What you will need to succeed:

  • Atleast 2 years credit experience gained from a Singapore bank or other financialservices institution.

  • Exposureto and good understanding of the Singapore and/or HK SME and Medium CorporateMarket

  • Understandingof, and ability to interpret financial statements

  • Computerliterate (intermediate skills in Word and Excel)

  • Experiencegained in a large financial or regulatory organization is desirable.

  • Understandingand exposure to Foreign Exchange and/or Global Markets will be added advantage.

What will make you stand out:

  • Excellentwritten and verbal communication skills

  • Theability to make sound decisions in a timely manner after systematicallyconsidering all possible outcomes

  • Ensuringthat work is done accurately, thoroughly and within a robust control frameworkand is of a high standard to ensure the service provided is appropriate to theneeds of both the customer and the business.

  • Thewill and ability to work cooperatively with others and across functions towardsa common objective

  • Exemplarytime management skills

  • Stronginterpersonal skills and ability to liaise with all levels (Dealers and SeniorManagement)

  • Assertiveand confident

  • Goodproblem solving

What’s in it for you?

  • Competitiveglobal pay, benefits and mobility

  • Exposureof end to end Credit review process.

  • Diverse,global team with colleagues in over 50 countries

Whatit’s like here:

The Payments Business Unit of Western Union is one of the world's leading providers of international business payments and foreign exchange. With access to over 130 currencies, we enable companies of all sizes as they move money across borders via a financial network that spans over 200 countries and territories. We’re disrupting fintech with our groundbreaking digital B2B platform, WU EDGE, which helps companies spend less time handling international payments and worrying about foreign exchange exposure, and more time growing their businesses. And we’re just getting started!

Being on the Western Union team means being tenacious and goal-oriented. It means taking risks and quickly finding the path to success. It means having integrity, and finding ways to make things work. It means thriving as part of a diverse, global team of over 10,000 people who are committed to moving money for better. It means being driven to win, and to do work that makes a difference… on a global stage. Sound like you? Apply now!

Inclusion and diversity are fundamental to our culture and success. Achieving our common vision depends on people with diverse backgrounds working together on teams. Who knows, your unique point of view could be the key to our next groundbreaking idea. We’d love to explore that possibility!

We are committed to equal employment opportunity regardless of race, color, religion, sex (including pregnancy or related medical conditions), national origin, sexual orientation, gender identity, age, disability, marital status or another protected category.